Response 1 Notes - Declines, low credit, low TIB and incompletes

• Less than 2 year's time in business.
• Fico scores below 580.
• Any submissions that failed for any reason.

Response 2 Notes - Tier 1 Credits

• More than 680 Fico
• Active SOS, more than 2 year's time in business.
• Equipment purchase from $7,000 - $100,000

Response 3 Notes - Tier 2 credits that need bank statements in support

• Fico scores more than 580 and less than 680 Fico score
• Active SOS, more than 2 year's time in business.
• Equipment purchase from $7,000 and up.

Response 4 Notes - Toughest credits or large purchases requiring a full financial package.