Response 1 Notes - Declines, low credit, low TIB and incompletes
- Less than 2 year's time in business.
- Fico scores below 580.
- Any submissions that failed for any reason.
Response 2 Notes - Tier 1 Credits
- More than 680 Fico
- Active SOS, more than 2 year's time in business.
- Equipment purchase from $7,000 - $100,000
Response 3 Notes - Tier 2 credits that need bank statements in support
- Fico scores more than 580 and less than 680 Fico score
- Active SOS, more than 2 year's time in business.
- Equipment purchase from $7,000 and up.
Response 4 Notes - Toughest credits or large purchases requiring a full financial package.